This site is hosted by Yahoo! Store. Yahoo! hosts the store pages, ordering system, and order data. Yahoo! automatically collects order information but may only use this information in the aggregate. If you accessed this store through Yahoo! Shopping, Yahoo! also automatically collects information about your shopping experience. Please see the Yahoo! Privacy Policy for more information about how Yahoo! uses this information. Insurance Advisors Network, LLC (IAN), the owner of this service, takes your privacy seriously. Please read the following to learn more about our privacy policy. NOTICE: For information about keeping your computer and information safe, go to Onguardonline.gov and Privacyrights.org/ar/infobrokers.htm What This Privacy Policy Covers This policy covers how IAN treats personal information that IAN collects and receives, including information related to your past use of IAN products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available. This policy does not apply to the practices of companies that IAN does not own or control, or to people that IAN does not employ or manage. In addition, certain IAN associated companies have their own privacy statements. Information Collection and Use IAN collects personal information when you register with IAN, when you use IAN products or services, when you visit IAN pages or the pages of certain IAN partners, and when you use partner products and services. IAN may combine information about you that we have with information we obtain from business partners or other companies. When you register we ask for information such as your name, address, email address, and phone. Once you register with IAN, you are not anonymous to us. IAN collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that they may offer. IAN automatically receives and records information on our server logs from your browser, including your IP address, Yahoo! cookie information, and the page you request. IAN uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients. Children When a child under age 13 attempts to register with IAN, we ask that he or she have a parent or guardian give their permission. IAN will not contact children under age 13 about special offers or for marketing purposes without a parent's permission. IAN does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate. Information Sharing and Disclosure IAN does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances: We provide the information to contracted partners who work on behalf of or with IAN under confidentiality agreements. These companies may use your personal information to help IAN communicate with you about offers from IAN and our marketing partners. However, these companies do not have any independent right to share this information. We have a parent's permission to share the information if the user is a child under age 13. We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims; We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of IAN's terms of use, or as otherwise required by law. We transfer information about you if IAN is acquired by or merged with another company. In this event, IAN will notify you before information about you is transferred and becomes subject to a different privacy policy. IAN displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria - for example, women ages 18-24 from a particular geographic area. IAN does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad. IAN advertisers include financial service providers and non-financial companies. IAN works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read their information sites. Cookies Yahoo! may set and access Yahoo! cookies on your computer. Yahoo! lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to Yahoo!'s cookies. Yahoo! uses web beacons to access Yahoo! cookies inside and outside our network of web sites and in connection with Yahoo! products and services. Your Ability to Edit and Delete Your Account Information and Preferences You can edit your IAN Account Information at any time. We reserve the right to send you certain communications relating to the IAN service, such as service announcements, administrative messages and the IAN Newsletter, that are considered part of your IAN account. You can delete all or part of these services by sending an email to FinancialRx@yahoo.com. Children Parents can review, edit, and delete information relating to their IAN account. Confidentiality and Security We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs. We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you. Changes to this Privacy Policy IAN may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your IAN account or by placing a prominent notice on our site. Questions and Suggestions Yahoo ! is TRUSTe-certified. This certification applies to all English-language sites under the domain. If you feel that your inquiry has not been satisfactorily addressed, you should contact TRUSTe, an independent privacy organization. TRUSTe serves as a liaison with IAN to resolve your concern. If you have questions or suggestions, please contact us at: IAN, LLC Privacy Policy Issues 41 Watchung Plaza, B242 Montclair, NJ 07042 973.746.2014 Effective Date: August 28, 2007 Copyright © 2008 IAN, LLC All rights reserved.